If you are a Nigerian student intending to study in Belgium, showing that you possess quite sufficient funds to take care of your living expenses is an especially important requirement for obtaining a student visa (long-stay visa – Type D). To show financial proof, someone can open a blocked account. Every Nigerian can use this guide regarding opening any blocked account for every Belgium student visa.
What is a Blocked Account?
A blocked account is a special type of bank account that ensures international students have enough financial resources for their stay in Belgium. The deposited funds are “blocked,” and the student receives a fixed amount every month to cover living expenses.
Why Do You Need a Blocked Account?
The Belgian Immigration Office requires students to prove they have enough financial means to support themselves. As of 2024, the minimum required amount is €789 per month, totaling €9,468 per year. This amount must be available in your account when applying for the student visa.
Step-by-Step Guide to Opening a Blocked Account
1. Check With Your Belgian University
Before opening a blocked account, contact your university in Belgium. Some universities offer a financial guarantee system, where you transfer the required funds to the university, and they disburse your monthly allowance.
2. Choose a Bank or Financial Institution
If your university does not provide this service, you can open a blocked account with a Belgian bank or an international financial institution. Some recommended banks include:
- BNP Paribas Fortis
- KBC Bank
- ING Belgium
- Belfius Bank
- Axa Bank
Alternatively, some international financial service providers like Fintiba and Expatrio offer blocked account solutions for students.
3. Gather the Required Documents
To open a blocked account, you will typically need:
- A valid passport
- Your university admission letter
- Proof of tuition fee payment (if applicable)
- A completed blocked account application form (if required by the bank)
- Proof of residence in Belgium (may be required later)
4. Transfer the Required Funds
Once your blocked account is opened, you must transfer at least €9,468 (or the amount required for your study duration). Bank fees and transaction charges may apply.
5. Receive a Confirmation Letter
After receiving the funds, the bank will issue a confirmation letter or a proof of financial means statement, which is a required document for your Belgium student visa application.
6. Submit the Confirmation to the Belgian Embassy
Submit the blocked account confirmation letter along with your student visa application to the Belgian Embassy in Nigeria or your university’s international office if they assist with visa processing.
7. Access Your Funds in Belgium
Upon arrival in Belgium, you will need to:
- Open a local Belgian bank account for transactions
- Transfer the funds from your blocked account (if applicable)
- Start receiving your monthly allowances for living expenses
Alternative Proof of Financial Means
If you do not wish to use a blocked account, you can also show financial proof through:
- A scholarship award letter covering your expenses
- A sponsor’s bank statement (with a formal financial support commitment)
- A student loan letter from a recognized financial institution
Opening a blocked account for your Belgium student visa as a Nigerian ensures that you meet the financial requirements of the Belgian Immigration Office. Be sure to check with your university for guidance and choose a reliable financial institution to avoid delays in visa processing.
By following this guide, you’ll be well-prepared to meet the financial requirements for your studies in Belgium. Good luck with your student visa application!
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