If you are a Nigerian student planning to study in Norway, one of the key requirements for obtaining a student visa (Residence Permit for Studies) is proving that you have sufficient financial resources to cover your living expenses. A blocked account is one of the most reliable ways to demonstrate financial proof. This guide provides a step-by-step process for opening a blocked account for your Norway student visa as a Nigerian.
What is a Blocked Account?
A blocked account is a special type of bank account that ensures international students have enough funds to support themselves during their stay in Norway. The account restricts access to a lump sum deposit, allowing only fixed monthly withdrawals.
Why Do You Need a Blocked Account?
The Norwegian Directorate of Immigration (UDI) requires proof that you have enough financial resources to support yourself without needing public assistance. As of 2024, the minimum amount required is NOK 137,907 per year (approximately NOK 11,492 per month). This amount must be available in your account when applying for the student visa.
Step-by-Step Guide to Opening a Blocked Account
1. Check With Your Norwegian University
Before opening a blocked account, contact your university in Norway. Some universities have partnerships with banks and can guide you on the best options available.
2. Choose a Bank or Financial Institution
Several banks in Norway offer blocked accounts for international students. Some recommended options include:
- DNB Bank
- Nordea Bank
- SpareBank 1
- Handelsbanken
- Sbanken
Alternatively, some international financial service providers like Fintiba and Expatrio may offer blocked account services for students.
3. Gather the Required Documents
To open a blocked account, you typically need the following:
- A valid passport
- Your university admission letter
- Proof of tuition fee payment (if applicable)
- A completed blocked account application form (if required by the bank)
- Proof of residence in Norway (may be required after arrival)
4. Transfer the Required Funds
Once your blocked account is opened, you must transfer at least NOK 137,907 (or the amount required for your study duration). Bank fees and transaction charges may apply, so it’s advisable to confirm the total amount needed with your chosen bank.
5. Receive a Confirmation Letter
After your funds are received, the bank will issue a confirmation letter or a proof of funds statement. This document is required for your Norway student visa application.
6. Submit the Confirmation to the Norwegian Directorate of Immigration (UDI)
Submit the blocked account confirmation letter along with your student visa application to the Norwegian Directorate of Immigration (UDI) or the Norwegian Embassy in Nigeria.
7. Access Your Funds in Norway
Upon arrival in Norway, you will need to:
- Open a local Norwegian bank account for daily transactions
- Transfer the funds from your blocked account (if applicable)
- Start receiving monthly allowances for your living expenses
Alternative Proof of Financial Means
If you do not wish to use a blocked account, you can also prove your financial means through:
- A scholarship award letter covering your expenses
- A sponsor’s bank statement (with a formal financial support commitment)
- A student loan letter from a recognized financial institution
Opening a blocked account for your Norway student visa as a Nigerian ensures that you meet the Norwegian government’s financial requirements. It’s important to check with your university and choose a reliable financial institution to avoid delays in your visa processing.
By following this guide, you’ll be well-prepared to meet the financial requirements for your studies in Norway. Best of luck with your student visa application!
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